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After saying such words, Cao Ang was also shocked!
Luoyang Imperial Exchange?
If the implementation of the scientific examination is a major advancement in the education and talents of the Great Wei Empire, then the Luoyang Imperial Exchange is the progress of the Great Wei Empire in the financial field.
Chapter 719 Great Wei Imperial Bank
Cao Ang is very clear about the shape of this country, and even more so, no matter how far Guo Jia's ideology has developed, no matter what it is.
When the productivity and the economic level have developed to a certain height, it will be inevitable, and some financial platforms and financial tools will definitely be needed.
This will definitely happen, because it is already a bit too heavy to rely on such a market to mediate productivity and the economy.
Therefore, those financial platforms and financial instruments will appear in the public eye.
The bank is one of them, and the second is the rise of the stock market.
Cao Ang had already settled the bank of the Great Wei Empire a while ago.
Now the banks of the Great Wei Empire have almost the same responsibilities as the later banks, that is, they have a series of tasks such as storing currency, exchanging currency, and lending currency.
Except that it is not very high-tech, the Great Wei Imperial Bank at this time is almost no different from the later banks.
Of course, although the banks of later generations have high-tech encryption and a very high safety factor, but now the Great Wei Empire Bank is guarded by the most elite troops in the entire Great Wei Empire, and no one dares to make mistakes.
Moreover, the most important thing is that the Great Wei Empire has completely settled down. In such a stable time, no matter who it is, they dare not and will not think about such things.
Everyone can eat and wear warm clothes, and under the construction of the Great Wei Empire, there are no floating crowd, and there are no disaster victims. Under such circumstances, the banks of the Great Wei Empire are naturally very safe.
With the support of strong force and the support of the people, it is absolutely impossible for this to happen.
Moreover, with the construction of the Great Wei Empire and the prosperity of the Great Wei Empire, the construction of banks in the Great Wei Empire has spread all over many places, for example, in various states, and even deep into the county. There are also many in the county.
It can be said that this bank is like seeds blooming everywhere, growing from everywhere, springing up like mushrooms everywhere, all of them have grown!
The emergence of this bank must have very important benefits.
First of all, those who enjoy the convenience of the bank the most are the businessmen who devote themselves to business.
Because the banks of the Great Wei Empire had a lot of functions, under such circumstances, it was natural to facilitate hurtful transactions.
Their previous transaction modes were all transporting large amounts of cash, which was very cumbersome, inconvenient to transport, and not very safe.
The only advantage is that you don't have to worry about missing money.
However, now the bank of the Great Wei Empire has appeared, and among the various functions of the bank, those merchants can choose to deposit and withdraw to meet their own needs.
In this mode, you only need to run back and forth with your passbook.
As long as the funds are deposited in the Great Wei Imperial Bank, as long as there are receipts, then all the money deposited by oneself can be withdrawn.
In such a situation, it greatly saves the steps of those merchants. It can be said that it saves a lot of thought and is much more convenient.
Under the guarantee and rule of the powerful Wei State, no one cared about such things from the beginning, and now the whole city is using the convenience brought by the Great Wei Imperial Bank.
The Great Wei Empire Bank seems to be a guarantee for people to travel, and it is closely related to everyone in the Great Wei Empire.
Under such circumstances, there are now a lot of wealthy families, and some wealthy people, who can be said to trust and trust the Great Wei Imperial Bank very much.
They deposited most of the real gold and silver in their hands in the banks of the Great Wei Empire, and then many people also exchanged all these real gold and silver into paper currency of the Great Wei Empire, which is more convenient to carry.
Since then, the national treasury has also been filled instantly, and there is even a feeling that it is about to explode.
Although Cao Cao is the emperor of the Great Wei Empire, he is the emperor of the Great Wei Empire.
However, Cao Cao didn't know much about the financial situation, and he didn't know anything about it.
As a historical figure, it is very normal for him to be unclear about this financial aspect, but if you talk to him in detail, Cao Cao's IQ must be able to understand clearly.
"As far as I know, this stock trading place is just a place to buy and sell company shares. Although this model can provide a lot of help to businessmen and strengthen their commercial capabilities, such a place can really be compared with Is the imperial examination system on par?"
After Cao Cao heard about this situation, he immediately expressed his thoughts.
In Cao Cao's view, this stock trading place is beneficial, and it is not a bad phenomenon.
However, this stock trading place is nothing more than a place to make money in the final analysis. Can such a place be compared with this powerful imperial examination system?
It is precisely because Cao Cao has seen the power of the imperial examination system, and it is precisely because he knows very well in his heart that the imperial examination system proposed by Cao Ang is so unparalleled in the world, so he feels that this stock exchange is not as good as this one. Imperial examination system.
After all, this imperial examination system is an artifact to secure the country and ensure the longevity of the Great Wei Empire!
In a situation like this, how can the stock exchange be qualified to be compared with this imperial examination system?
It cannot be said that Cao Cao's thinking is irrelevant. In fact, such thinking still has some basis.
A system such as the imperial examination system, in the present view, is definitely a masterpiece. After all, it is the source of fresh blood for the country. It is of great help to the development of the country and the prosperity, well-being and stability of the imperial court.
There is no doubt about this, and there is no need to think too much about it.
However, this stock exchange also has its necessity for its existence and its function, so it will be compared with this imperial examination system.
After Cao Ang heard Cao Cao's words, he immediately asked, "Father, what do you think of the bank of our Great Wei Empire?"
Cao Ang did not directly ask such a question, but first asked Cao Cao what he thought of the current Great Wei Imperial Bank.
Cao Cao heard the words, and after thinking about it for a while, he nodded and said, "I think the emergence of this bank is indeed very convenient and beneficial to the people, and it is very powerful for the development of commerce!"
"Since the emergence of this bank, the entire Great Wei Empire has made money as fast as running water. Since then, the treasury of the entire Great Wei Empire has been enriched a lot!"
These words are also the true thoughts in Cao Cao's heart.
Chapter 720 Financial Industry
This is indeed the case. The Great Wei Imperial Bank can absorb the savings of those people crazily, and then use such funds in other places, and use the money to generate money again. In this way, it can naturally generate very large profits !
For example, the amount of deposits among them can be loaned out to those who are in urgent need of money and need a large amount of funds, and then some interest will be charged to these people as a return.
Such a business model is only one of them, and it is also one that makes less money. The purpose of borrowing money and revolving is not to collect interest, but to help merchants make deals. Efficiency is an improvement.
Of course, there is a limit to the amount of this loan, and the standard of this limit is more than everyone's credit problem at that time.
The amount of this credit line is completely determined according to the fixed assets mortgaged by the borrower, as well as the borrower's official position, family background, status, or reputation.
Then, based on this situation, a quota is worked out, and a detailed loan amount is drawn up.
In such a situation, it is necessary to do so, and after the loan amount is determined, it is necessary to ask the borrower about the purpose of using the money.
In other words, there are many types of loans.